Dubai Islamic Bank Personal loan -DIB Sharjah Salam Finance Minimum Salary 3000 AED

DIB Personal loan (Dubai Islamic Bank)

Are you planning to get a personal loan in  Dubai UAE DIB personal loan will be the best option if your salary is less than 5000 and more than 3000 AED?

No salary Transfer for personal Loan Dubai Islamic bank personal loan in UAE 3000 salary -personal loan minimum salary 4000 AED Abu dhabi -personal loan in UAE 3500 salary.

Dubai Islamic Bank provides the Personal loan if your basic salary is 3000, 3500, 4000, 4500 or more. Most of the bank in UAE requires a minimum salary of 5000 AED to get personal Loan. But in Dubai Islamic Bank even if your basic salary less than 5000 AED you are eligible for the personal loan without salary transfer requirement. Details to get personal loan are mentioned below

DIB Salam Finance

Minimum Salary AED 3000
Salary Transfer No
Maximum Term 4 Year
Introductory Offer No
Features:  Islamic Finance Islamic Finance
Flat Rate 3.27%
Reducing Rate 5.89%

Dubai Islamic bank (DIB), the global leader of Islamic banking is always developing innovative ideas in Islamic banking. Al Salam Finance is Islamic based financial support based on Shariah principles which is a sale contract whereby the purchaser (DIB) pays the price in advance and the seller (customer) delivers goods with certain specifications and certain quantity on agreed future dates.

DIB personal loan Calculator

Use our Mortgage calculator or DIB Personal Loan calculator to know more about down payment and EMI for your loans.

Dubai Islamic bank Personal loan Features

  • Upfront cash payment to the customer
  • Low salary requirement
  • Simple documentation
  • Quick processing
UAE Nationals Expatriates
Maximum finance amount (AED) 2,000,000 1,000,000
Maximum tenure 48 months 48 months
Minimum salary requirement (AED) 3000 3000

Dubai Islamic bank Personal loan Eligibility

  • Up to AED 2,000,000 finance for UAE Nationals
  • Up to AED 1,000,000 finance for Expatriates

Dubai Islamic bank Personal loan Document required

  • Copy of Passport (with Residence visa for expatriates)
  • Salary and the End of Service Benefit Transfer Letter/Certificate from the employer
  • Statement of Account for minimum 3 months if the salary is transferred to another bank (6 months for self employed professionals/ businessmen)
  • Copy of valid trade license (for self employed professionals/businessmen)

 

 

More details

No salary Transfer for personal Loan Dubai Islamic bank personal loan in uae 3000 salary -personal loan minimum salary 4000 AED -personal loan in uae 3500 salary. If you have more queries please comment us

Dubai Islamic Bank Personal loan -DIB Sharjah Salam Finance Minimum Salary 3000 AED
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Leshya
Guest
Leshya

HI, I have been enquiring with DIB for a personal loan and received a response saying my salary hasn’t met the requirement.

Please help me to solve this situation.

Mary joy sinco
Guest
Mary joy sinco

Hello mam/sir,can I get personal loan my salary is 3500 aed?

Jess
Guest

Why until now the minimum salary required should be 5k,I thought the policy will change.im JASHANMAL company.

Jess
Guest

Hi again wina,I try already my company is listed but I need to have 5000 salary to avail the personal loan

Sijo george
Guest
Sijo george

HI Sir I get the AD3500 salary my salary account is DIB can i get the personal loan

Sijo george
Guest
Sijo george

HI SIR Iget the AD 3500 salary my salary is transfer DIB Can i get the personal loan my company is AL Mazroui ICAS

hafeez
Guest
hafeez

hi,my salary is aed 3450, i would like to know what is the maximum amount that i can get from DIB,since my first lone that i took will be over in another 5 months . so pls let me know wether im eligible for a second loan.and how much can i get and what is the interest rate and how much will i have to pay per month and for maximum how long ? thank you

Alvin Ortiz
Guest
Alvin Ortiz

Hi how can i get peraonal loan my salary is 4,910.

Shafiulla
Guest
Shafiulla

I need loan. I have salary above 4,000.please contact me

nono
Guest
nono

Hello sir / madam,

I get my salary through RAKBANK, and I want to transfer to DIB, because my friend told me I can get loans even though my salary is at below 5000aed… Can I get may personal loan immediately after registration of account?
I am already working 2 years here in abu dhabi.

Thanks

SHANOOSH kUMARAN
Guest
SHANOOSH kUMARAN

i have a personal finance with DIB and i have change my job and as i was not aware to informing system of Job change to the bank and my previous company end of Service cheque has been deposit to the bank. After a week i have directly went to the bank and check with the person they told me your account has blocked. As their instruction i have submit my new company salary certificate and Salary Transfer Letter to the bank at next working day . But still the account is blocked and i have checked with Customer Care… Read more »

Myrla
Guest

My sakary is 3650aed and i was workung in etihad airport services snd catering is it possible to makee a personal loan

munna kushwaha
Guest
munna kushwaha

i have 3200/month salary maximum how much loan give me my company is listed with you

Rashid
Guest
Rashid

Hello I need a loan but I don know if my company is listed or no the name of company is Armed forces officers club

shibina shajahan
Guest
shibina shajahan

Hi,

I am already customer of DIB and took personal finance with my salary as 3000 (12 multiples i got) for tenure of 36 months out of which 9 istallments was over.I need to up top my loan and my current salary was 4000.Is there any chance to get top up?

Fred
Guest
Fred

hello we have same concern with dib..i am also looking how to topup my loan from dib..let me know if u have done it.please

satham
Guest
satham

DIB they need salary transfer or what ? for personal loan my salary is 4250

Santhosh Kumar
Guest

I have 3500 salary .free accommodation . I need loan. Plz give ur contact

satham hussain
Guest
satham hussain

no, I already check with DIB customer care. If you have salary in between 3k to 5 k.

you should transfer the salary to DIB otherwise you will not get a personal loan

Jackie
Guest
Jackie

Dib change their policy now.i tried to top up my loan last july,2017 but its rejected,they are telling that 5k is required for you able to take loan or to top up…

Jackie
Guest
Jackie

I am kindly requested the admin of this site to post the current policy of dib for getting personal loan or top up,so that there will be no confusion for those who wants to take loan in dib. They expected that they are eligible to get the loan even their salary is 3000 minimum,but when they applying,dib rejected even your company is listed.thank u

Jackie
Guest
Jackie

Is this latest one if u want to avail loan in dib?

Jess
Guest

I want to have personal loan my salary is 3500 and my company is listed,but the customer care told me I need a minimum salary of 6000

Muhammad Khalil
Guest
Muhammad Khalil

Hi my salary is totally 3000 can I get personal loan and what documents I required

satham hussain
Guest
satham hussain

you can get a personal loan but your salary should be transfer to DIB.

You need salary Certificate , and your passport and emirates ID .

if you have a account with DIB this is fine.

Shabeer basha
Guest
Shabeer basha

How many months salary should be credited in dib? This is my first month

Aneesh P
Guest
Aneesh P

Hi,

My salary is 8500. I have a loan in DIB. remaining tenure is 22 months and around 20000 AED. Can i apply for a Top Up. Becuase i have changed my company 06 months before. And my present company is not listed.

satham hussain
Guest
satham hussain

Dear Admin,

my salary is 4250AED i need a personal loan for without salary transfer. do you have any idea about that