Home > Banks > Dubai Islamic Bank Personal loan -DIB Sharjah Salam Finance Minimum Salary 3000 AED

Dubai Islamic Bank Personal loan -DIB Sharjah Salam Finance Minimum Salary 3000 AED

DIB Personal loan (Dubai Islamic Bank)

Are you planning to get a personal loan in  Dubai UAE DIB personal loan will be the best option if your salary is less than 5000 and more than 3000 AED?

No salary Transfer for personal Loan Dubai Islamic bank personal loan in UAE 3000 salary -personal loan minimum salary 4000 AED Abu dhabi -personal loan in UAE 3500 salary.

Dubai Islamic Bank provides the Personal loan if your basic salary is 3000, 3500, 4000, 4500 or more. Most of the bank in UAE requires a minimum salary of 5000 AED to get personal Loan. But in Dubai Islamic Bank even if your basic salary less than 5000 AED you are eligible for the personal loan without salary transfer requirement. Details to get personal loan are mentioned below

DIB Salam Finance

Minimum Salary AED 3000
Salary Transfer No
Maximum Term 4 Year
Introductory Offer No
Features:  Islamic Finance Islamic Finance
Flat Rate 3.27%
Reducing Rate 5.89%

Dubai Islamic bank (DIB), the global leader of Islamic banking is always developing innovative ideas in Islamic banking. Al Salam Finance is Islamic based financial support based on Shariah principles which is a sale contract whereby the purchaser (DIB) pays the price in advance and the seller (customer) delivers goods with certain specifications and certain quantity on agreed future dates.

DIB personal loan Calculator

Use our Mortgage calculator or DIB Personal Loan calculator to know more about down payment and EMI for your loans.

Dubai Islamic bank Personal loan Features

  • Upfront cash payment to the customer
  • Low salary requirement
  • Simple documentation
  • Quick processing
UAE Nationals Expatriates
Maximum finance amount (AED) 2,000,000 1,000,000
Maximum tenure 48 months 48 months
Minimum salary requirement (AED) 3000 3000

Dubai Islamic bank Personal loan Eligibility

  • Up to AED 2,000,000 finance for UAE Nationals
  • Up to AED 1,000,000 finance for Expatriates

Dubai Islamic bank Personal loan Document required

  • Copy of Passport (with Residence visa for expatriates)
  • Salary and the End of Service Benefit Transfer Letter/Certificate from the employer
  • Statement of Account for minimum 3 months if the salary is transferred to another bank (6 months for self employed professionals/ businessmen)
  • Copy of valid trade license (for self employed professionals/businessmen)



More details

No salary Transfer for personal Loan Dubai Islamic bank personal loan in uae 3000 salary -personal loan minimum salary 4000 AED -personal loan in uae 3500 salary. If you have more queries please comment us

About admin

Check Also

UAE family Visa Pocedure fees Rules Dubai Abudhabi sharjah Guide

UAE family Visa Procedure fees Requirements Validity Dubai Abu Dhabi Sharjah Guide

Let us see how to get UAE family Visa and Procedures and requirements for getting …


  1. My sakary is 3650aed and i was workung in etihad airport services snd catering is it possible to makee a personal loan

  2. i have 3200/month salary maximum how much loan give me my company is listed with you

  3. Hello I need a loan but I don know if my company is listed or no the name of company is Armed forces officers club

  4. Hi,

    I am already customer of DIB and took personal finance with my salary as 3000 (12 multiples i got) for tenure of 36 months out of which 9 istallments was over.I need to up top my loan and my current salary was 4000.Is there any chance to get top up?

  5. DIB they need salary transfer or what ? for personal loan my salary is 4250

  6. I have 3500 salary .free accommodation . I need loan. Plz give ur contact

  7. no, I already check with DIB customer care. If you have salary in between 3k to 5 k.

    you should transfer the salary to DIB otherwise you will not get a personal loan

    • Dib change their policy now.i tried to top up my loan last july,2017 but its rejected,they are telling that 5k is required for you able to take loan or to top up…

    • I am kindly requested the admin of this site to post the current policy of dib for getting personal loan or top up,so that there will be no confusion for those who wants to take loan in dib. They expected that they are eligible to get the loan even their salary is 3000 minimum,but when they applying,dib rejected even your company is listed.thank u

    • Is this latest one if u want to avail loan in dib?

    • I want to have personal loan my salary is 3500 and my company is listed,but the customer care told me I need a minimum salary of 6000

  8. Hi my salary is totally 3000 can I get personal loan and what documents I required

    • you can get a personal loan but your salary should be transfer to DIB.

      You need salary Certificate , and your passport and emirates ID .

      if you have a account with DIB this is fine.

  9. Hi,

    My salary is 8500. I have a loan in DIB. remaining tenure is 22 months and around 20000 AED. Can i apply for a Top Up. Becuase i have changed my company 06 months before. And my present company is not listed.

  10. Dear Admin,

    my salary is 4250AED i need a personal loan for without salary transfer. do you have any idea about that

  11. I need loan my salri 3500 0547484939 plz cal me

  12. I have personal loan in dib 10 month completed any holiday break is there in dib bank

  13. Dear admin

    I need loan upto 100000 for 4 year how interested charge and if i am going for early settlement than how much interest charge.

  14. Hello. My salary is 5000 but past 3 months statement is coming more than 4000 due to unpaid leave. is there chance to apply for loan and also, should i be eligible even my company is not listed to your bank.Thank you

    • Hi, banks provide you the loan only with salary certificate as a mandatory document so your salary certificate should have the correct information. Else you can try in banks which provide loans for salary AED 4000. You can try Dubai islamic bank, rak bank which provides loans for your salary then there won’t be a problem with your salary certificate.

  15. Hi Admin, I am planning to apply a personal loan to this mentioned bank. My current total salary package is 4000 only. Do you have any idea how much will be my monthly payment for 4 years if incase I take the maximum loan amount for expat (20,000 AED). Thanks

  16. Muhammad kamal

    Hi i need loan my salry is 3200 aed transfer in dubai islamic bank my company is transguard group can i get loan or not

  17. I have 3500 salary it is possible for loan

    • Hi, Yes you can get a loan from Dubai Islamic Bank. But your company needs to be listed with the company and it is mandatory so check with that.

  18. MD mukbul hossan

    Dar sir I need loan

  19. I get personal lian last year august 2016.and my salary still 3470 now.can i topup now this august payment..its my 12th month.iam i still eligible to take loan in my salary 3470aed thankx

  20. Am I eligible for personal loan. AED 3000 is my salary accommodation and transport in Company

    • Talib hussain karam dad khan

      I want apply for personsl.loan my salery 4200 with accomodation and transpirtation.my contect number 0555250679

  21. Hi I need loan 60″000 can u tell me how much I need to pay interest in dib bank ..and how much I have to pay every month including interest…and what is the interest rate percentage .

  22. Ramachandra Jena

    I need a personal loan urgent for house building purchase only, I am working in Pioneer Precast Concrete LLC, Abu Dhabi, my present salary is 3850 AED, apart from the above salary company provided free accommodation, transportation, medical insurance, uniform and yearly air ticket to native and return, so can I eligible for a personal loan, plz revert as soon as possible

  23. Hi
    i have a account in dubai islamic bank my salary is 3000dhs i need 10000 dhs
    But My company is not listed .plz I need a support from DIB

    • Hi Dubai islamic bank provides loan for your salary but your company needs to be listed with the bank as a security purpose and it is mandatory.you can check with other banks but most of the banks in UAE doesn’t provide loan without company not being listed.

  24. hi my name is amjad and my salary is 3500+ and i want to take AED 30000/- personal loan, i am doing a work in uae since 2005 in oil and gas company.
    please tell me i am eligible or not.

  25. Hi ! Need a loan and my contact number ( 055 6085411 ) thx’s Reg Zaffrey…

  26. Please contact with me on mention cell no. I want to get more details in your sale agent face to face.

  27. Asif Here, My Salary is 3000 AED Me looking for personal loan. Contact me on 0564019219

  28. Dear admin,

    I need loan amount AED 30.000 and my salary 7340, tenor loan only 1 years, I have docs copy passport & visa, payroll 3 month, 3 month bank statements from NBAD, account of NBAD-LULU international exchange, thanks

  29. My.sallary is 3500.free house ang evrything i can apply loan

  30. Good afternoon sir ,

    My basic salary is 2800 but with commission I am getting 4100. Is it possible for me to get a personal loan?

  31. Hi my Salary 3000 AED + Acomedation and food I can get same Loan

  32. Hello madam/sir. I have my salary 4500ead. So can I get loans.

  33. My salary is 3400 i want a loan you have a loan for me

  34. Hey sir i need a loan of 70000 AED and my salary is 3500, how much will be deducted from me every month, thank u

  35. My salary is 4500 and working in a listed company

  36. Hai iam vinod i get my salary in em 3800dh is it possiable to get a loan but my company is not listed

  37. Hi sir . Ma’am my salary is 3100 can i get loan? i need emergency . Please help me.

  38. Hi wat are the requirements? My total salary is aed 4700 and my bank is dib, how much multiples if i can hav loan?

  39. sir, my basic salery is 1800 can i apply for the loan please contect me 0528615224

  40. cecilia t tumbaga

    i jus wanna ask if possible that i can apply for personal loan and my salary is 3000 AED and i receive my salary in exchange and i almost 3 years in my company as ticketing consultant , please kindly let me know if possible to apply for personal loan… Thanks

  41. Dear sir
    My salery is 3400 and also i hv DIB account how i can apply for loan

  42. My salary is 3000 but my basic is 1500 em I eligible to apply for personal loan? I have also account from DIB

  43. Contact us for an urgent Loans offer Number: (+918904374161)

  44. its eligible for listed companies or all ?

  45. hi i am kausar my salary is 4000dhs total,
    basic salary is 2200 can i apply for loan?

  46. Hi my salery is 4200 only. Also my account in dib so what will I do. Online. Reply

  47. John Roger Bulasa

    hi iwant to apply personal loan my salary is 4000 with accomodation call my number 0529842525

  48. For personal finance call 0529896678

  49. Hi,

    Im Mayeth im interested to make a loan from your side my salary is 3200.

  50. We give out Finance Help to interested individuals who are seeking for finance help,

  51. For personal finance call 0529896678

  52. hai my name vinod kumar np i have to need a loan i geting my month income is 3000 dh i am working in dubai deira gold suoq my company name TIME COMPLICATION WATCH&JEWELLERY MY JOB SALES CUM DRIVER IS^T POSSIBLE GET A LOAN MY AMOUNT IS 25000 DH

  53. i need personal loan bt my salary is 3750 monthly !!!!!!! is it possible ?

  54. My salary 6500 and my salary transfer to DIB i wanna apply for 25000 loan in 12 months what documentation and calculation

  55. DEAR SIR,
    My name i s ali Rehman i am safety officer in a consrtuction company i want to get personal loan of 25000 and by salary is 3000 AED Plus accomudation and transpotation. kindly give me advise how i can get the personal loan because i dont have bank account and cradit card.

  56. hii
    i want to know about personal loan from DIB my salary is 3300 aed and my company is listed in your bank i want to know about the flat intrest or reduce rate and how much the processing charges please contact me.0551297989

  57. my company is not registered my sal is 3000/- can i still apply or any other option i have an account in different bank since 1year 7months

  58. Hai sir I am kadhar

    I have salary 4000

    Possible to get loan

    Mob 056 6863985

  59. Hi Sir,

    Myself david, my salary is 2900 and accomodation & transport provided by company.
    am i eligible for loan. please call me on 0501773359




  62. i need to know how much coming my loan top up 1 year completed before i get 36 thousand in dib please reply me 0543724322

    • Dear Devadasu

      When you top-up your loan, banks consider it a brand new loan that you are taking out. This means that you will be required to pay new processing fees on the top-up amount and in some cases new insurance fees as well. It doesn’t end there though. When you take out a top-up loan, you will be considered as having settled your initial loan amount early. The bank will charge you an early settlement fee and this is capped at a maximum of 1% of the loan.

  63. Dear sir,
    I am getting monthly salary 3500 aed,and want to apply for the personal loan like 70000,what are the procedures to apply for the loan and I am ready for the salary transfer also, Please suggest.

  64. I am working in a company my salary is Dhs. 3050.00 can I get the personal loan

  65. hi admin!
    can i top up my loan? my salary is 3200 aed.I ‘m from ADNOC ..ived heard my company is still on hold.is this true?

  66. mark jayson deticio

    dear admin,
    I have a loan already in DIB, I almost pay 2 years, can I avail a top loan? because the customer service said 4000aed salary but in this post it can avail loan if you have 3000aed salary.

  67. Hi I am interested with personal loan , I am receiving a monthly salary of 4400aed.
    my email address is pvanmarie@yahoo.com .

    I an expat and have residence visa and work as admin coordinator in jebel ali Dubai.


    Vanessa Pagulayan


  68. Dear admin I am deepan my salery 3000 I need loan 3000 salery eligible for Dib please ask me but I have open in emirates islamic bank last five months

  69. Dear
    am DIB customer and i have running account in DIB and i need personal loan can you help me my salary 4200 AED

  70. Dear admin
    Can i ask if its possible apply to loan but may salary only 1500 dhs im 2years here in abu dhabi pls message me this is my no.0566648564 pls txt me thank you

  71. Hi admin
    can i ask my salary only 1500dhs and im only 2years only in uae it is possible to apply the loan in DIB?pls reply tnx

  72. Admin, please I need your HELP, I have an existing loan in ADCB balance to now is AED52,000 @ 1,600 per month, I have a credit card total outstanding is 30,000 which I wanted to clear out by applying a personal. Please help me on how to manage my financial difficulties. My salary is AED 6,000.

  73. good morning admin, my salary is 3777 dhs. i have loan in ADIB, 3yrs completed… 1 more year to be finish.
    if its possible i can make topup? thank u and god bless…

  74. Dear sir,
    I am Anshad from Abu dhabi. My salary is 4500+Accomodation. I have ADCB account. Can i get Dubai loan Islamic bank. if anybody help just call or reply 0525141239.

  75. Dear admin,

    Appreciate for your response. I need personal loan 30000 my salary 3000. My phone number 0566302326. Can you contact with me please…

    • Christopher Tanguin

      I really need help my salary is 4,000 AED I really need a quick loan for my debts consolidation I how can i avail the loan to start a new life i need help +971554876017 hope to hear from you soon.

  76. Dear Admin

    Am I eligible for personal loan. AED 3000 all included is my salary.

  77. Dear Admin,

    Is there any free for life credit card that I can apply for with my salary 3500 AED/month. If yes please suggest what is the procedure and the requirements.

  78. Goodmorning!

    I am interested to apply personal loan but my salary is AED 3500.00. Am i available to take loan. I badly needed for emergency payments. Looking forward to receive quick response from your side.


  79. Dear Sir,

    I would like to apply for a personal loan in your bank ,the details are i am working last 10 years in reputed company in UAE ,my salary is total 4500 AED ,So i would like to know if there any possibilities for this ,And
    what are the documents required .

    Thanks & Regards,

  80. Dear Admin,

    Appreciate your response so far. I already got loan from dib when I was getting salary of 3300 AED and 1 year completed. Now I want to topup but they refused and said that the policy was changed and now they can only give 10 times of my salary only. Can I apply loan in any other bank> presently I am getting 4000 AED.


  81. my salary 2400 dirhams currently am NBD bank i need to apply loan around 20,000 AED. is it possible to get reply me as soon as possible

  82. Dear admin,

    is it possible to apply for a loan for non listed company

  83. Dear,
    As my salary is 3600 and i want 50000 dhm loan but my company is not registered in your bank so may i apply for loan?

  84. My salery 3000 along with ot but everymonth I am getting this salery so you giving loan amount 35000 for three years

  85. Muhammad Arshad Hanif

    Helo..my Salary is 3700 total which is deposited in ADCB from more than one year ..i have borrowed 1800 from my company they deduct 600 per month i can give bank statement ..can i apply for bank loan ..my company loan will expire in last in october

    • Daer ashraf

      Inorder to get dib loan salary transfer required

      • Sir my salary 4000 . I contact bank about personal loan. This person reply me now dib policy was changed. Need salary 5000. Please inform which bank give loan for 4000 salary

        • Dear Mr. Paneer

          we did n’t get any information regardinag DIB loan policy change and till now as per our knowledge basic salary to get personal loan is 3000 AED for expat and emirates

        • i am interested to apply for a loan in DIB. My salary is 4500 through habib bank and receiving a good commission every month in cash. am i capable to apply for a loan?

  86. My Salary is 5,000 I want to loan 60,000 for 48 months tenure. It would be approved?

  87. My salary is 3000 Aed can I apply loan from dib I need 40000 Aed is that possible to get it and please tell me about the docum required for it thanks and regards Shahroz shahid

  88. Hello my total salary 3620 I need 25000 loan you give loan

  89. I need a loan 25000 aed .my salary only 3000 aed .but i got every month good commission. My salary coming al ansari exchange. My mobile number 0565492553.now please check if I am eligible pls call me

    • Hey, You are eligible for personal loan in Dubai Islamic Bank. You can get maximum 4 million of loan.

    • Hey for your salary u can get a loan from Dubai Islamic Bank. You would get up to 4000k aed. You contact the bank directly.

  90. i need maine salary 3000AED please help and advise

  91. I need personal loan about. 25000/- kindly call me urgently. 0564165888

  92. Dear Admin,

    My salary 3000 aed pluse bonus, every 3 months 1500 as a quarter bonus. Can I get personal loan & how long take time to process all requirements??


  93. but i go to last time in Dubai Islamic bank he told me maximum salary 5000AED thousand please salve the issue i have 3000AED salary he cant open for me ,,please do something for that issue. thank you

  94. Ronnie Lagrisola

    Can i apply for personal loan in dib

  95. Hi! For 3000 aed salary, I think they required that your company should be listed? Or this policy has been changed?

    Thank you.

  96. Hi my Salary is 3000/month + housing,food & transport. can i get loan form DIB?

  97. My monthly is 3000 aed fixed +free housing,foods and transportation allowance can aplly a loan from DIB?

    • Hi, You can apply for a personal loan in Dubai Islamic Bank but your company needs to be listed in the bank as you are having a minimum salary.

  98. Hi,

    Due to some delay in EMI, my top-up request has been rejected. Bank Representative said that two buckets are shown in my statements.

    So please help me out, what is the exact procedure & when i can apply for Top-Up again?

  99. My salary is 4400 i need personel loan ..my salary transfer emirate nbd last 4 years

  100. Chhabi Lal Nepali

    Dear sir I m DIB account holder and my monthly salary is transferred to my DIB account,my total salary is 3500 with over time,can I get DIB personal loan, plz reply

  101. dear admin,
    i already got loan in dib basic amount 40740 , my installment is 1026 for 48 months now total balance amount is 24586 ( 24 months) if i settlement full amount how much i want to pay

  102. Hello i would like to know what is the maximum loan if my salary is 3,300 dhs. Thanks in advance.

  103. my basic is 4500 i need loan 50000

  104. My salary is 3,500 i am lookin for personal loan salary trfd to abu dhabi islamic any help

    • Dear Ranita,

      ADIB personal loan policy has been changed

      • fb1437114206341473

        My name is mohammed kassim my salary is 3000 dhs
        I do not company accomodation only i have madical and transport
        I would to take 10000 dhs for 12 months
        So there is any way to get the loan

  105. hi sir , i all ready have loan with dib bank.2 years compleat my salary 4000++ , i need to top up my loan.but bank said now policy will change only given 12x loan only. and 20 x salary policy will stoped . may i knowe the policy will change in future or not.

  106. i need loan plz call me – 0525334300

  107. i need Loan Plz call me – 0525334300

  108. Before I get loan but I need more my salrey 8518 if pasebal

  109. I want AED.30000 Loan From DIB For 48 months how much will deduct monthly and how many days take to approve loan.

  110. debabratamondal

    Iam debabrata mondal .my selary is 3600.iam looking a personal loan.can I gate .?0505063578 pls call me

  111. Need Loan please contact with me.

    • We are not money lender or finacial company. our intention is to guide expat and there by help them to chose best

      • I need loan . My salary is 3500

        • Hi karthik,
          For your salary there are few banks which offers personal loan. Among which Dubai Islamic Bank is preferable. You need to provide correct, genuine documents.
          check this and consider the one to which category you come under to get a loan in Dubai Islamic Bank.

  112. My salary is 3750, I’m planning to apply for loan..if I pay the remaining debt…before 4 years…I’m i paying the remaining debt of principal I borrow..or i will pay base on monthly dues..please guide me.

  113. Dear Admin,
    I’m earning 3000 can I get the loan and I want the Bank address to have an appointment in your bank.

    • Dear afreen,

      If your basic salary is more than 3000 aed without including any benefit then you can apply

      We are not bank or loan lender.we are guiding website for expat

  114. Dear Admin,

    you havent replied my answer..

  115. I Have 3750 AED Basic Salary .Am I eligible for personal loan

  116. Hello Admin,

    My salary is 4500 and it is being transferred in ENBD almost 4 months now, can i get a loan, if yes how much amount i can get and what will be the interest rate.


    • Hey,
      For your salary you can get a good amount of loan in Dubai Islamic Bank. You can get 2000k-4000k where the interest rate would be 11%. For more details like flat rate and reducing rate

  117. Can i get loan in 4000 salary from DIB if our company is not listed

  118. My salary is 25OO including out allowance can I get loan.

  119. Binoy Tom Varghese

    Am I eligible for personal loan. AED 4350 all included is my salary.

  120. i need loan

  121. I need loan urgent me

Leave a Reply

Your email address will not be published. Required fields are marked *